for / spiritual services

'Occult goods and services' is a categorical prohibition on Stripe, PayPal, and Square.

Tarot readers, astrologers, psychic services, and metaphysical retailers hit the exact aggregator AUP language that prohibits 'occult and metaphysical services.' It's a categorical ban regardless of professionalism, licensing (Louisiana, for one, licenses psychics), or actual chargeback history. Stablecoin doesn't classify by belief system.

// approval-rate benchmarklast 30d
industry avg — Tarot, psychic & spiritual
18%decline rate
transactions killed by risk rules, MCC blocks, and BIN filters
our stack
100%approval rate
not 99.99% — 100% on qualified volume, verifiable in your ledger
Every 18 out of 100 transactions your current processor kills is revenue you already paid to acquire. Our routing + wallet stack clears the full 100 — the ROI conversation stops being about basis points and starts being about the 18% of gross you’re currently leaving on the table. See the commitments we sign to keep it there →
0
mainstream aggregators boarding metaphysical services
20–30%
typical marketplace platform take rate
0%
chargebacks on stablecoin rails
// where the current model breaks
Stripe, PayPal, Square explicitly prohibit occult and metaphysical services

The AUP language is broad — 'psychic services,' 'occult goods,' 'metaphysical practices' — and enforcement is categorical.

'Buyer's remorse' after readings drives chargebacks

Post-reading disputes ('the reading was wrong') generate cardholder chargebacks that are structurally un-representable — there's no delivery proof for a service the customer disputes the value of.

Payout aggregators (Fiverr, Etsy) skim 20–30% on top

Practitioners who use marketplace platforms to bypass the AUP problem hand over 20–30% of gross to the platform.

// why the cashier works for this vertical
  • No AUP restriction on 'occult' services — rail doesn't classify by belief.
  • Direct client relationship — no 20–30% marketplace fee.
  • Reading-quality disputes are not a chargeback vector on-chain.
  • Payment link flow works for phone, video, or in-person reading formats.
// objections

Questions operators in this vertical ask.

How does a client pay if they don't own crypto?

The cashier presents Cash App, Zelle, Apple Pay, Venmo as customer-facing rails. Clients pay in the rail they use daily; the practitioner settles in stablecoin.

Can this handle scheduled reading packages (5-pack, 10-pack)?

Yes — package purchases work as single upfront payments or as scheduled recurring debits, same as any subscription flow.

What about state licensing for psychic services (Louisiana, some counties)?

Licensing is your compliance question — payment rail is orthogonal. The cashier provides auditable transaction records for any regulator audit.

// related verticals
// deeper reading
Full three-way comparison with sources →
// proof
Operator case studies →

$ contact --vertical tarot

If the numbers match your P&L, talk to an operator.