for / igaming operators

Card processors quit iGaming in 2025. Your cashier shouldn't have.

Visa's VAMP overhaul (October 2025) tightened chargeback thresholds on MCC 7995. Curaçao's LOK reform collapsed the offshore licensing arbitrage. Cash App and Zelle prohibit gambling in their AUP. What's left for the average sportsbook or online casino is a rail that doesn't route through card networks at all.

// approval-rate benchmarklast 30d
industry avg — iGaming & sportsbooks
18%decline rate
transactions killed by risk rules, MCC blocks, and BIN filters
our stack
100%approval rate
not 99.99% — 100% on qualified volume, verifiable in your ledger
Every 18 out of 100 transactions your current processor kills is revenue you already paid to acquire. Our routing + wallet stack clears the full 100 — the ROI conversation stops being about basis points and starts being about the 18% of gross you’re currently leaving on the table. See the commitments we sign to keep it there →
20–40%
issuer decline rate on MCC 7995 card top-ups
source ↗
3–5x
chargeback rate vs. general e-commerce
source ↗
T+0
settlement on stablecoin rails vs. T+3–7 offshore
// where the current model breaks
Issuer declines eat 20–40% of card top-ups

MCC 7995 is the most-declined merchant category code at the issuer level. Regional decline rates run past 50% for high-volume operators. Every declined deposit is a customer you paid to acquire and then handed a friction wall.

Chargebacks run 3–5x higher than general e-commerce

Family-fraud disputes ('I didn't authorize this') are the single largest chargeback category on iGaming MIDs. VAMP now measures the ratio in a single number and pushes acquirer-side termination when it drifts.

Weekend + match-day surge kills agent-driven cashiers

Support ticket volume spikes ~340% on match days, with 31% of daily tickets landing in the 60–90 minute pre-kickoff window. Manual cashiers cap out. Automated cashiers don't.

// why the cashier works for this vertical
  • Stablecoin rails don't route through Visa or Mastercard — no MCC 7995 to trip.
  • Cash App, Zelle, Apple Pay, Venmo supported via automated screenshot + cross-rail verification.
  • Fresh address per transaction, verified on-chain within seconds — no 'agent's asleep' at 3am.
  • Zero rolling reserve. Zero chargeback fees. Zero MATCH exposure.
// objections

Questions operators in this vertical ask.

What about players who don't own crypto?

The cashier supports Cash App, Zelle, Apple Pay, Venmo, and PayPal as customer-facing rails, with automated verification. The operator settles in stablecoin; the player never has to touch crypto.

How do we handle a disputed deposit?

Stablecoin transfers are non-reversible once confirmed. There is no dispute window and no representment burden. Refunds are handled operator-side as a normal outbound payment — you retain control of the decision, not the network.

Does the cashier meet KYC obligations under our license?

The cashier hooks into your existing player-KYC vendor. Deposit and withdrawal events push to your KYC and AML stack in real time, and every transaction is auditable on-chain.

// related verticals
// deeper reading
Full three-way comparison with sources →
// proof
Operator case studies →

$ contact --vertical igaming

If the numbers match your P&L, talk to an operator.