//for / lottery operators

Sweepstakes is a legal grey-zone regulators keep re-drawing. Payment processors just decline everything.

Sweepstakes casinos, online lottery couriers, and international lottery aggregators operate under state-by-state 'no-consideration' frameworks that regulators actively test in court. Card acquirers avoid the ambiguity by declining the entire category. Stablecoin rails don't classify by legal framework — they classify by wallet address.

// approval-rate benchmarklast 30d

industry avg — Lottery & sweepstakes

18%decline rate

transactions killed by risk rules, MCC blocks, and BIN filters

our stack

100%approval rate

not 99.99% — 100% on qualified volume, verifiable in your ledger

Every 18 out of 100 transactions your current processor kills is revenue you already paid to acquire. Our routing + wallet stack clears the full 100 — the ROI conversation stops being about basis points and starts being about the 18% of gross you’re currently leaving on the table. See the commitments we sign to keep it there →

mainstream card acquirers boarding sweepstakes without gambling-tier reserves

State-by-state

AG re-classification risk creates rolling terminations

T+0

prize payout on stablecoin vs. weeks-long check clearing

// where the current model breaks

'No consideration' legal framework confuses acquirer underwriting

Sweepstakes operators sell gold-coin packages, not gambling entries — but acquirers can't distinguish and board them at gambling-tier reserves anyway, when they board at all.

State attorneys general periodically re-classify sweepstakes as illegal gambling

Washington, Michigan, New York, and California have each moved against sweepstakes operators in the past 24 months. Card MIDs terminate immediately on any AG action.

International lottery courier services face outright card ban

TheLotter, Jackpot.com, and similar courier services are prohibited by every mainstream aggregator. There is no card path.

// why the cashier works for this vertical

Legal framework is your compliance question — payment rail is orthogonal.
Prize payouts settle same-day in stablecoin, not weeks-long check-clearing.
AG action against a state cohort doesn't terminate the rail — you geo-fence at KYC.
Gold-coin purchases and lottery courier flows use identical cashier plumbing.

// objections

Questions operators in this vertical ask.

How do we handle prize payouts to winners?

Winner payouts flow as outbound stablecoin transactions. Winners cash to their local rail (Cash App, Zelle, bank transfer) through your withdrawal flow. Prize distribution is same-day.

Does this help if a state AG moves against our vertical?

The cashier doesn't create or resolve the underlying legal question. What it provides is operational continuity — you can geo-fence a state cohort at KYC without waiting for a new card MID.

Can we integrate with a physical retail POS for lottery couriers?

Yes — the cashier is API-first. Retail POS integrations that generate a payment link or QR are straightforward.